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You'll have to wait to receive both items in the mail together, so this isn't a digital purchase, and they may ship separately. Keep that in mind before making the purchase if you're more interested in a digital gift card.
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保险人从第三人取得的赔偿，超过其支付的保险赔偿的，超过部分应当退还给被保险人。
Though in the case of OpenAI there was also a threat of voiding vested equity.